More and more Australian companies are embracing the notion of corporate responsibility, and reaping the rewards. Here we examine corporate responsibility and why investors should sit up and take notice.
More and more Australian companies are taking corporate responsibility seriously. Companies such as AMP and Westpac have set up foundations [...]
Underinsurance is a major problem facing Australians today. As an insurance broker, it is vital that you ensure your clients are properly protected and are not risking loss by underinsuring their property, working capacity and lives.
According to a study commissioned by Axa Insurance, only 22 per cent of Australians [...]
Here we take a short look at the history leading up to the establishment of the Australian Stock Exchange.
The first stock exchange in Australia was founded in Melbourne in 1861. Ten years later, the Sydney Stock Exchange was founded.
During the mining boom, regional stock exchanges sprung up in mining towns such as Ballarat, Charters [...]
Bushfires represent one of the greatest natural threats to life and property in Australia. And with many Australians living in areas that are prone to bushfires, it’s important that your clients are properly prepared.
Bushfires can represent a threat not only to those living in rural and regional areas but to many living in city [...]
While real estate markets in some Australian capitals, notably Sydney, Brisbane and Melbourne, are in the doldrums, many regional areas are experiencing growth. Is this an area you can take advantage of as a mortgage broker?
According to the Housing Industry Affordability Report for the March quarter 2006, prices have risen by an average of 6.2 [...]
As with other industries within the Australian financial services sector, there have been sweeping changes to the regulation of foreign exchange markets within Australia. Here we look at these regulatory changes that have been introduced due to financial services reform.
Previously, foreign exchange dealers were authorised by the Reserve Bank of Australia (RBA), however with [...]
Australia has always been subjected to the onslaught of the elements. Droughts, floods, cyclones and fire have all left their tragic mark on the Australian landscape and the Australian insurance industry. Here we look at the cost of some of Australia’s worst natural disasters.
Cyclones have always been a part of the Northern Australian landscape, but [...]
By mid 2006, a new Code of Practice for insurance brokers will be introduced. The Code will be administered by Insurance Brokers Disputes Ltd (IBD). Here we look at the draft Code of Practice currently being refined by the National Insurance Brokers Association (NIBA).
The draft Insurance Brokers Code of Practice (November 2005) aims to promote:
Good [...]
In Australia, the mortgage broking industry has seen phenomenal growth over the past decade, and this appears to mirror what is happening elsewhere around the world. Here we look at various aspects of the mortgage broking industry internationally.
The financial services industry in Australia is governed by the Financial Services Regulations (FSR), which are enforced by [...]
The Australian Federal Government’s new workplace relations changes, known as WorkChoices, have now been introduced and have caused quite a bit of controversy and confusion, from both employees and employers. Here we look at what WorkChoices could mean for your brokerage business, especially with regard to commission only brokers.
Commission only brokers
According to the Federal Government’s [...]
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